What is RWA tokenization?

Real World Asset (RWA) tokenization converts physical assets like real estate, commodities, and equities into blockchain tokens on XRPL. This enables fractional ownership, 24/7 trading, and global liquidity for a $600 trillion market.

Why use XRPL for tokenization?

XRPL offers the lowest fees in the industry (~0.000012 XRP per transaction), 3-5 second settlement, built-in DEX, native compliance features (Clawback, RequireAuth), and enterprise-grade security trusted by financial institutions.

How much does XRPTokenizer cost?

XRPTokenizer offers tiered pricing: Free tier ($25/tokenization), Retail ($10/mo), Small Teams ($30/mo), Mid-Size ($99/mo), Enterprise ($299/mo), and Strategic Partner ($40,000 one-time). Subscribing waives the $25 fee.

Is XRPTokenizer compliant with regulations?

Yes. XRPTokenizer includes built-in KYC/AML verification, ISO 20022 messaging compliance, audit trails, and supports CFTC-compliant derivative tokenization. All tokens use MPTokens (XLS-33) with regulatory controls.

What assets can I tokenize?

XRPTokenizer supports real estate, private equity, fixed income (bonds/treasuries), commodities (gold, oil), derivatives, insurance products, services, and more. Our AI-guided workflow helps package any asset type.

XRPTokenizer | Institutional Asset Tokenization Platform

1Introduction

XRPTokenizer LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use XRPTokenizer.app (the "Platform").

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) for EU residents.

2Information We Collect

We collect the following types of information:

📧 Account Information

Email address, XRPL public address (via authentication).

🪪 KYC/Verification Data

Identity documents, verification status (for compliance).

📊 Usage Data

IP address, browser details, interaction logs (for security and analytics).

🔗 Transaction Data

Asset details, metadata, transaction hashes (public on XRPL).

💳 Payment Data

Processed by Stripe (we do not store full card details).

We do not collect private keys or sensitive financial data beyond what is necessary.

3How We Use Your Information

We use your data to:

Provide and improve Platform services.
Conduct compliance checks (KYC/AML).
Process payments and notifications.
Prevent fraud and ensure security.
Comply with legal obligations.

4Information Sharing

We share data with:

Service providers: Supabase for database, Stripe for payments, Pinata for IPFS, Xumm for wallet integration.
Regulatory authorities: When required by law.

ℹ️ We do not sell personal data to third parties.

⚠️ Data on the XRPL is public and immutable.

5Data Security and Retention

We implement industry-standard security measures (encryption, access controls). Data is retained as long as necessary for services, compliance, or legal requirements.

6Your Rights (Including GDPR)

You have the following rights regarding your personal data:

Access your data

Correct your data

Delete your data

Object to processing

Restrict processing

Data portability

Withdraw consent

🇪🇺 EU Residents

Contact our Data Protection Officer or lodge a complaint with a supervisory authority.

Cookies and Tracking

We use essential cookies for functionality and security. No third-party tracking cookies are used.

8Children's Privacy

The Platform is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

International Data Transfers

Data may be transferred to the United States or other countries with adequate protection levels. We ensure appropriate safeguards are in place for international transfers.

10Changes to This Policy

We may update this Policy from time to time. Significant changes will be notified via the Platform or email. We encourage you to review this page periodically for the latest information.