What is RWA tokenization?

Real World Asset (RWA) tokenization converts physical assets like real estate, commodities, and equities into blockchain tokens on XRPL. This enables fractional ownership, 24/7 trading, and global liquidity for a $600 trillion market.

Why use XRPL for tokenization?

XRPL offers the lowest fees in the industry (~0.000012 XRP per transaction), 3-5 second settlement, built-in DEX, native compliance features (Clawback, RequireAuth), and enterprise-grade security trusted by financial institutions.

How much does XRPTokenizer cost?

XRPTokenizer offers tiered pricing: Free tier ($25/tokenization), Retail ($10/mo), Small Teams ($30/mo), Mid-Size ($99/mo), Enterprise ($299/mo), and Strategic Partner ($40,000 one-time). Subscribing waives the $25 fee.

Is XRPTokenizer compliant with regulations?

Yes. XRPTokenizer includes built-in KYC/AML verification, ISO 20022 messaging compliance, audit trails, and supports CFTC-compliant derivative tokenization. All tokens use MPTokens (XLS-33) with regulatory controls.

What assets can I tokenize?

XRPTokenizer supports real estate, private equity, fixed income (bonds/treasuries), commodities (gold, oil), derivatives, insurance products, services, and more. Our AI-guided workflow helps package any asset type.

XRPTokenizer | Institutional Asset Tokenization Platform

1Introduction and Acceptance

Welcome to XRPTokenizer.app (the "Platform"), operated by XRPTokenizer LLC (referred to as "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the Platform, including any features, content, or services offered.

By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Platform.

We reserve the right to modify these Terms at any time. Changes will be posted on the Platform with an updated effective date. Your continued use constitutes acceptance of the revised Terms.

2Description of Services

The Platform provides tools for tokenizing real-world assets on the XRP Ledger using Multi-Purpose Tokens (MPT). Services include:

Submission and administrative review of token issuance requests.
Integration with Xaman (XUMM) for transaction signing.
Metadata storage via IPFS.
Payment processing through Stripe.
Compliance workflows (e.g., KYC verification and AI-assisted review).

⚠️ The Platform is non-custodial — users retain full control of private keys and assets. We do not provide investment advice, brokerage services, or custody of funds.

3Eligibility

To use the Platform, you must:

Be at least 18 years old (or the age of majority in your jurisdiction).
Have the legal capacity to enter into binding contracts.
Not be prohibited from using the Platform under applicable law.

Certain features require KYC verification and compliance with financial regulations.

4User Obligations

You agree to:

Provide accurate information and maintain secure access to your wallet.
Comply with all applicable laws, including securities, anti-money laundering (AML), and tax regulations.
Use the Platform only for lawful purposes.

🚫 Prohibited Activities

Fraud, market manipulation, tokenizing illegal assets, or infringing third-party rights are strictly prohibited.

You are solely responsible for all transactions and associated risks.

5Risks and Disclaimers

⚠️ Cryptocurrency and tokenized assets involve significant risks, including total loss of value due to volatility, technical failures, or regulatory changes.

The Platform is provided "as is" and "as available" without warranties of any kind. We disclaim liability for:

Losses from use of the Platform.
Irreversible transactions.
Third-party services (e.g., XRPL network issues, Xaman wallet).

We are not liable for indirect, consequential, or punitive damages.

6Fees and Payments

Platform fees (e.g., per-issuance fees) and network fees apply.
Payments are processed via Stripe and are non-refundable.
You are responsible for any taxes.

7Intellectual Property

We own all rights to the Platform, including code, design, and branding. You are granted a limited, non-transferable license to use the Platform for its intended purpose.

User-submitted metadata is licensed to us for service delivery and compliance.

8Termination

We may suspend or terminate your access at our discretion, including for violations of these Terms or legal requirements. You may discontinue use at any time.

9Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the courts of Delaware.

10Miscellaneous

Severability: Invalid provisions do not affect the remainder.
No Waiver: Failure to enforce a right does not waive it.
Force Majeure: We are not liable for delays due to events beyond our control.